Private health insurance prices will vary, depending on coverage, pre-existing conditions and age, but there are some excellent private hospitals in Mexico. For those over age 75 we have medical evacuation. There is also medical insurance although it is expensive.
I work with very professional brokers for long and short-term health care, medical evacuation, life, car and property insurance. Please contact me if interested. My email.
We will assist you with all your insurance needs in Mexico.
Option 1: Standard Health Insurance
- Term Health Insurance for expats and nationals including COVID coverage.
- Life Insurance for applicants under age 71. Once purchased it may not be cancelled regardless of age.
- Short term Medical Insurance for tourists
- Mexico-only policies from Mexican-based insurers
- Personal Accident / catastrophic policy. Perfect for those with medicare or Canadian health care.
- Disability insurance, perfect for those working abroad or online who might get hurt and need disability coverage.
- Medical Evacuation Insurance
Option 2: Long Term Health Insurance
The maximum age for enrollment is 65 although the program noted above is for those older. There is no age limit for renewal meaning those over age 65 will be able to renew. For more information, please email me.
This program includes dependent children up to their 18th birthday or if they are single and residing with the policyholder up to their 30th birthday. It also includes dependents studying full-time outside their country of residence until their 24th birthday.
Medical Exam is required for all proposed insureds age 60 and over.
All amounts shown are US $.
Deductible Options
Deductible Options: $500 to $20,000 per policy year.
General Information
Maximum coverage per insured per policy year $250,000 (Optional 500,000)
Waiting Period 30 days / Immediate Coverage for accidents and infectious disease
Hospitalization Benefits
Medical and Surgical Charges 100%
Physician and Laboratory Fees 100%
Hospital Room and Intensive Care (Maximum 240 days) 100%
Prescription Drugs 100%
Outpatient Benefits
Ambulatory Surgery 100%
Outpatient Services (maximum $10,000) 100%
Includes: Visits to physicians and specialists
Laboratory tests and diagnostic services
Medical visits for sleep apnea and allergies
Treatment for injuries as a result of participation in non-professional sports
Prescription drugs after hospitalization or surgery (Maximum 15 days) 100%
Prescription drugs non related to hospitalization or surgery $2000
Routine medical check-up (Deductible does not apply. 12 month waiting period) $150
Other Benefits
Chemotherapy, radiotherapy and dialysis (Maximum $50,000) 80%
Cancer risk reduction surgery (Prophylactic surgery) 100%
Reconstructive surgery due to illness 100%
Home nursing (Maximum 15 days) 100%
Intraoperative prostheses 100%
Local ambulance (Deductible does not apply) 100%
Congenital conditions (Diagnosed before age 18. Lifetime) $100,000
Congenital conditions (Diagnosed from age 18) 100%
Organ transplant (Lifetime) $250,000
Medical benefit for organ resection from a donor $25,000
Air ambulance including Transportation expenses for companion $35,000
Alzheimers $5,000
Hearing aid (12 month waiting period. Lifetime) $1,500
Additional Coverage
Maximum coverage per insured (Per policy year) $500,000
Term Life Insurance $50,000 or $100,000
Option 3: Worldwide Major Medical Policy for 65 Plus
Last age to apply is age 74
Coverage for both inpatient and outpatient with direct billing to most private facilities. This plan may also work alongside medicare for US citizens. Benefits include $50,000 USD, $100,000 USD or $250,000 USD in annual coverage. The plan is guaranteed renewable and can be kept for life. A health physical is required to apply with potential for full coverage or an exclusion based on the severity of the pre-existing condition.
Option 4: Emergency Medical Stabilization AND Evacuation Travel Assistance Program For Tourists, Digital Nomads, Snowbirds.
Our Emergency Medical Stabilization AND Evacuation Travel Assistance Program is excellent for digital nomads, snowbirds, tourists. It applies to anywhere in the world for ages from 1 to 75 and provides an array of services when facing a sudden event or emergency situation. This health plan provides the medical services needed for the stabilization and treatment of a medical emergency and it includes medical evacuation. The medical stabilization is a must as with only medical evacuation you need to be fit to travel before your flight out of the country. And, while being stabilized there may be expensive health care including hospitalization. Our program covers both stabilization costs and evacuation. Here are some of the coverages but not all. For more information, please email me.
Advantages
• Affordable cost
• Use in pleasure trips, vacations, business or work
• Global coverage for Covid -19 and pre-existing medical conditions
• No deductible and copayments on services
• Unlimited Plan, up to 30 days in duration
• Unlimited Plan, up to 60 days in duration, or
• Single Trip Plan, up to 180 days
• Additional benefit options
• Support and immediate coordination of assistance
• Access to world-renowned physicians and hospitals
EMERGENCY MEDICAL SERVICES
- Hospital services for the stabilization and treatment of an emergency,
- Pre-existing Medical Conditions,
- Covid-19 – Coronavirus
- Physician and specialist services for the care, treatment or surgery required due to an emergency
- Prescription drugs required due to an emergency
- Diagnostic tests and procedures required due to an emergency
- Transportation by ground or air for medical emergency
- Transportation of companion and minor less than 15 years of age
- Repatriation due to a medical emergency
- Hotel stay for a prescribed convalescence resulting from an emergency
- Stay at the hotel due to a positive result of the Covid-19 test abroad,
- Legal assistance and bail bond
- Flight cancellation and delay
- Loss of baggage; loss of passport
- Return due to death of an immediate family
- Optional coverage for pre-existing medical conditions
Option 5: Worldwide Catastrophic & Major Medical Policy for 65 Plus
To qualify for this plan one must be living 180 days or more in Mexico each year with last age to apply is age 74. This plan may also work alongside medicare for US citizens.
Choice of coverage for both inpatient and should you chose, also outpatient with direct billing to most private facilities. Benefits $250,000 US annual coverage limit to $1,000,000 US.
The plan is guaranteed renewable and can be kept for life. A health physical is required to apply with potential for full coverage or an exclusion based on the severity of the pre-existing condition.
The difference vs Option 3 is you have the option to not include outpatient and exclude everywhere except Latin America.
